GEICO Mechanical Breakdown Insurance Review

5.0 from 3 reviews


Geico offers some pretty great deals on car insurance, providing liability insurance coverage, comprehensive insurance coverage, collision insurance coverage, and many other types of automobile protection. Your car has a number of mechanical systems, and there are times it can seem like these start to fail shortly after the warranty on your vehicle runs out. Fortunately, there is mechanical breakdown insurance from Geico that can help you save money on costly repairs occur after the warranty expires.

This is special protection on what is likely to be one of your most substantial investments. Mechanical breakdown insurance is available for vehicles that are both 15 months old or less, and have less than 15,000 miles on their odometer.

Pros and Cons

The mechanical breakdown insurance that Geico offers includes all parts and systems, where extended warranties tend to only cover a specific list of items that include less things. You can also pay for your policy in increments, providing the opportunity to have a smaller monthly premium rather than paying a more considerable sum of money before the plan begins. Additionally, many automobile extended warranties have a lot smaller list of where you can get your vehicle repaired. Give yourself more options of places to bring your car if a breakdown occurs by purchasing mechanical breakdown insurance.

Submitting a claim for GEICO mechanical breakdown insurance is easy to do, and there are many car repair shops around the country to service your vehicle if you are traveling. The only real downside for purchasing Geico mechanical breakdown insurance is that the vehicle you are getting the coverage on has to be quite new. A vehicle must be driven less than 15 months, and have less than 15,000 miles on it, in order to qualify for mechanical breakdown insurance from Geico.

If you can qualify for MBI insurance from Geico, it can be a fantastic coverage to have. Large, sudden, unexpected expenses can be challenging to deal with, and Geico’s service agents speak to you and your mechanic every step of the way to make sure your repair experience goes smoothly.

Coverage From Mechanical Breakdown Insurance

In many cases, getting an extended warranty on your vehicle ends up costing more, and offers less protection than mechanical breakdown insurance does. Geico’s MBI protection provides better coverage at a cheaper rate. Choose this over a typical dealers extended warranty and save.

Let your insurance company pay for repair parts
Protect yourself and your family with a top rated car repair insurance program
that keeps your car and your wallet safe from accidents!
5.0 out of 5.0, reviewed on Apr 28, 2019
Roger Samuel
Had a road trip accident in another state and was worried that would be an issue. Turns out Geico is the best interstate insurance ever.
5.0 out of 5.0, reviewed on Apr 30, 2019
Lauren Ewen
I saw lower rates on another quote but I went with Geico and I really am glad I did. What matters is that they pay out when you do need them
5.0 out of 5.0, reviewed on May 01, 2019
Tina Kramer
That's what matters to me. My boat, my car, my house. It’s all under one big umbrella thanks to Geico.
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